Baselane: Bank, collect rent and auto-categorize your rental books
Checked · Compiled by AI for My Craft
Baselane combines free landlord banking, online rent collection and bookkeeping in one place, with accounts and reports split by property so your Schedule E is close to done at year-end. You collect rent by ACH or card, set automatic reminders and late fees, and every transaction flows into the books. On the paid Smart plan an AI auto-tag assistant categorizes each transaction as it lands and matches uploaded receipts to it. Unlike a generic chatbot, it sits on your real bank feed and rent payments, so what it reports is your actual money, split by property.
Pros and cons
- Banking, rent collection and bookkeeping in one free account, split by property
- Books tie to your real transactions, so year-end Schedule E is largely done
- Automatic rent reminders and late fees run without you chasing
- The AI auto-categorization that saves the most time is Smart-only at $20/mo — the free tier tags by hand
- Banking runs through a partner bank (Thread Bank), so it's a fintech account rather than a traditional bank
Who is Baselane best for?
Rental banking, rent collection and near-automatic bookkeeping.
We recommend Baselane in this guide: The 4 Best AI Tools for Landlords in 2026
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